First Time Home Buyers North London: Your Step-by-Step Guide

We know how exciting buying your first home is. We also understand it can be confusing and sometimes a little bit daunting — so don't be afraid to ask questions. We're here to help, and we doubt there are many first-time buyer questions we haven't heard before.

Understanding Your Finances

Before you start house-hunting, it's important to know where you stand financially. Do your homework and understand the full costs involved in buying a property, including:

• The deposit
• Solicitor's fees
• Mortgage arrangement fees
• Survey costs
• Ongoing running costs like insurance, utilities and maintenance

Choosing the Right Mortgage

What sort of mortgage is right for you? Could you use a Help to Buy scheme or shared ownership? Speaking to a qualified, experienced financial advisor — and yes, we know one we can put you in touch with — will help you understand the costs and options available, and find the best mortgage deal for your circumstances.

Starting Your Property Search

Once you have a clear picture of your finances, it's time for the fun part: searching for your first home.

Register with Martyn Gerrard or call one of our North London offices, and we'll keep you updated as soon as a suitable property comes onto the market.

Browse our video property tours to get a feel for what's available in the areas and price ranges that interest you.

Top tip: broaden your horizons. Don't tie yourself to one particular area — consider nearby neighbourhoods or slightly further afield. It's surprising how many buyers end up happily settled somewhere they hadn't originally considered.

Making an Offer

Once you've found a property you love, we'll guide you through every step of making an offer and the conveyancing process.

Ready to start your first home search in North London? Register with us today or get in touch with your local office.