Read the latest news from the team at Martyn Gerrard

MG in the News - April

We are proud to serve our local community and promote the inimitable character of the North London we love through our media work. Some recent press highlights include: […] Read more >

Make your move

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Consumer confidence bounces back

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Outside dining and drinking reopens in England

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Stepping into Spring

As we enter spring, the average UK house price is ... […] Read more >

Constructions and completions levels

Build quality and room size are key concerns of those reticent to consider a new build property, but satisfaction with new build properties is on the rise... […] Read more >

MG in the News March 2021

his March saw plenty of discussion around the much anticipated 2021 Budget, with Simon’s views shared with national and trade media. While many might have been bracing themselves for Sunak’s first proper Budget since the pandemic, in our MD Simon Gerrard’s view the announcements were a very positive sign that the Government are not only backing the sector but actively investing in its future. […] Read more >

Breaking out of the bunker, green space

With an estimated 79,500 golf players, courses reopening on the 29th March will be a joyous occasion for many. […] Read more >

As the UK moves out of lockdown, what lies in store for the property sector?

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Stamp Duty Holiday Extension

The Chancellor announced a stamp duty holiday extension, offering buyers in England and Northern Ireland a discount of up to £15,000 until 30th June 2021, and £2,500 up to 30th September 2021. […] Read more >

What the flip?

Pancakes have become such a popular Shrove Tuesday tradition that on 16th February, a whopping 52 million eggs will be used in the UK. That is 22 million more than your average day, eggciting stuff! […] Read more >

Looking for love?

Housing market demand soared in 2020 with many buyers looking for the perfect match. […] Read more >

Yes to Pets

Certainly some uplifting news for those pet owners in rented accommodation or looking to rent a property... […] Read more >

Homes changing hands increase

An estimated 1,041,610 residential sales completed in 2020. […] Read more >

What information is most important for buyers?

The most important aspects buyers look for when purchasing a property, according to the 2020 Property Academy Home Moving Trends Survey analysed by Dataloft. […] Read more >

Lockdown Savings

The pandemic reduced spending for many households and government policies have helped support incomes. […] Read more >

Mortgage approvals have recovered

Mortgage approvals have all but recovered following the forced closure of the housing market in spring 2020. Mortgage approvals were only down -0.9% (January to November 2020) compared to the same period in 2019. […] Read more >

Residential rents are rising

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Housing market adds to the economy

Rightmove estimate that there are 650,000 sales going through the buying and selling process, 67% more than at the same time in 2019. This will be a huge boost to the UK economy. Source: Dataloft, Knight Frank, Home Builders Federation […] Read more >

Sales head up whilst sale time heads down

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Ideal length of lease varies

There is a substantial mismatch between current lease lengths and ideal lease lengths. However, there is more to it than that. Opinions on ideal lease length vary with age and household types. […] Read more >

Housing market activity breaks records

The three month lockdown period which came into effect from March earlier this year became a very volatile time for every business sector including the property industry. This inevitably ‘threw a spanner in the works’ when it came to the way Martyn Gerrard handled business. […] Read more >

Deadline closes in on stamp duty holiday

The stamp duty holiday deadline is fast approaching and if you haven't already taken advantage of it then it’s most certainly the time to act now to ensure you can benefit in time. […] Read more >

Are these the spookiest road names in the UK?

We have identified the top 20 spookiest street names in the UK and could your road be one of them? […] Read more >

Home improvements and projects to add value to your home

People have spent an increased amount of time at home this year encouraging home improvements. Builders have seen a 47% increase in their workload this summer and online planning applications have increased by 20%. […] Read more >

What priorities have changed for tenants following the pandemic?

Priorities have changed for over a quarter of tenants following the pandemic, according to The Property Academy Tenant Survey 2020. […] Read more >

Stamp Duty Deadline is creeping up

With just under 26 weeks of the stamp duty holiday left, even with homes selling 31% faster than before lockdown, sellers only have 10 weeks to list their properties if they want to complete in time. […] Read more >

Price it right

It is no surprise that homes that are priced ‘right’ sell more quickly. Such homes currently sell 26 days quicker than homes that have experienced a price reduction, according to new research by Rightmove. […] Read more >

Residential rents are on the rise

ONS reported a 1.5% annual increase in private rents in August. Agents are reporting an increase in tenant demand and positive short-term rent expectations, suggesting that many markets will be insulated from the end of the eviction ban and the furlough scheme. […] Read more >

Which buyers are causing the spike in housing market activity?

July's mortgage data confirms a spike in housing market activity. Mortgage approvals are almost back to 'normal' levels, however newly agreed sales are much higher, suggesting a surge in cash buyers. […] Read more >

Homes are moving faster since lockdown

The time to sell a home has fallen by more than a quarter in the UK. No surprise considering buyer demand, since the start of the year, is +34% higher than over the same period in 2019. […] Read more >

MG- Achieving the best for you

The year started positively and the sales market was comfortably busy. But, as you would expect, activity slowed to a trickle during April and most of May. While we were dealing with new enquiries and agreeing sales during lockdown, since we re-opened our office doors in May we have seen a significant increase in activity, demand and confidence. […] Read more >

The return of mortgage products

Mortgage products are returning following a collapse in availability during lockdown. 77% of mortgage brokers expect lending to return to pre-pandemic levels within nine months. […] Read more >

Martyn Gerrard in the news- August

Alongside regular advertising efforts, we at Martyn Gerrard liaise with a specialist media agency to maximise the marketing of your property. Gaining media exposure across both London and national newspapers, as well as respected magazines and informative radio channels, has always been our approach and at the top of the agenda, having continuously proven effective in gaining the best results for customers. […] Read more >

School sponsorship -Justgiving

Martyn Gerrard Estate Agents will be offering full financial support for every school we usually sponsor, despite the cancellation of annual school fairs and fundraising events, to ensure that PTA funds do not suffer as a result of Coronavirus cancellations. […] Read more >

Covid-19: How have buyers' home requirements changed?

Dataloft Homemover survey revealed that just under half of buyers’ home requirements have changed as a direct result of lockdown and Covid-19. […] Read more >

How comfortable are vendors with physical viewings in their homes?

The renewed confidence in the market led to an 111% increase in sales viewings booked last week (Property Market Insights Report, Coadjute). […] Read more >

Covid-19 Homeowners initial views post lockdown

Dataloft Homemover Survey gauged the initial views from potential buyers and seller following the re-opening of the housing market. […] Read more >

Missing the office?

Covid-19 has meant many people have had to work from home. Only 19% of office workers want to spend the majority of their time working from home and normally only 1.7 million people do. […] Read more >

VE Day comparisons

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Working from home- what does the sudden increase have instore for the housing market?

If working from home becomes the ‘new norm' this may change house hunters’ priorities. Google trends shows a +190% jump in interest for Garden Office Pods in April. Will home offices become the new ‘must-have’ feature? […] Read more >

Board games - How much are the locations now worth?

Self-distancing has meant many of the UK’s 27.8 million households and 19.2 million families will have spent more time playing games. […] Read more >

NHS dedication playlist

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Doing it Ourselves

Did you know 76% of prospective buyers are put off by cracks, marks and stains according to Sell House Fast. […] Read more >

Egg-cellent Easter addresses

A cracking 1,600 property sales have taken place on Easter related addresses across England and Wales over the past 12 months... […] Read more >

How are you using your living room?

During unprecedented times we are being ever more inventive with the ways we use our living space... […] Read more >

5 things to do during isolation

The very strange and unprecedented circumstances have left many of us at home for the foreseeable future; you may be lost on how to spend your time wisely, or quite frankly worried about how you will pass the time indoors. […] Read more >

If you are isolating during the current pandemic, it may be a good time to put your gardening skills to good use!

‘Garden' was the second most popular search term for prospective purchasers across the UK in 2019 according to research by Zoopla, with other amenities such as ‘garage’ and ‘parking’ also among the top three. […] Read more >

Martyn Gerrard in the news: February

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Women in the workforce

Greater employment and household income levels can boost affordability, positively influencing demand for homes. […] Read more >

Interest Cut

Interest rates have been cut to 0.25% in a bid to shore up the economy amid the ongoing coronavirus outbreak. This is the first time since the financial crisis that the Bank of England has announced an emergency move. […] Read more >

£1.1 billion saved by 464,700 first-time buyers

Nearly half a million (464,700) first-time buyers have benefitted from over £1.1 billion of tax duty relief since the First Time Buyers’ Relief was introduced following the Budget in November 2017, each saving on average £2,387. […] Read more >

Government announce 30% discount for first-time buyers

The government has announced its First Home scheme, a policy which plans to offer first-time buyers a 30% discount on a proportion of new build homes. The scheme will lower mortgage and deposit requirements for local first-time buyers, turning the dial on affordability. […] Read more >

Fall in love with the right home

Buying a home is like falling in love, you can expect to go through the same ups and downs, emotional tugs and pulls, and even similar stages. […] Read more >

New buyer enquiries

There have been 1.3 million new buyer enquiries in the month since the election (13th December to 15th January), a 15% increase year-on-year according to Rightmove. […] Read more >

Simon's Market Comment :

"Arguably one of the most important outcomes from the recent general election result is that an end to Brexit dithering is now certain, and people can begin to get on with their lives!" […] Read more >

Government aims to breathe new life into high streets

New spending aimed at breathing new life into high streets and town centres may well impact local house prices. The government has made a very public commitment to spending money in order to rebalance the economy, a process called ‘levelling out’. […] Read more >

Pets at home

40% of UK households own a pet, yet only 7% of landlords advertise homes as suitable for pets. It is no wonder many people struggle to find a pet-friendly home. […] Read more >

How big is your home?

New research from Barclays Mortgages reveals over half (57%) of British homeowners don’t know the size of their home and one in four don’t understand what a square foot is. […] Read more >

Martyn Gerrard in the news - December

It’s been a busy year here at Martyn Gerrard. We have continued to support local buyers, sellers, landlords and tenants, and with the help of our specialist media agency we continue to be a trusted industry voice by sharing advice and market insight with a local and national audience. […] Read more >

Days of Christmas - The Gift of Giving

UK consumers are set to spend £567 each on Christmas this year, up 1.3% on 2018 according to the latest edition of the Deloitte ‘Christmas Survey’. At £299 over half (53%) of expenditure will be on gifts. […] Read more >

Secure your home this Winter

The dark nights, or should we say afternoons, are slowly but surely drawing in, especially since the clocks have gone back. This means that the hours of daylight aren’t particularly in our favour, but they most certainly are for burglars. They no longer have to wait until the night for opportunity to strike, as they have an open invitation from mid- late afternoon until the morning. […] Read more >

Martyn Gerrard in the news - November

Martyn Gerrard works with a specialist media agency to ensure that every property on our books is given maximum exposure in the press. We go beyond marketing and advertising campaigns, raising our agency’s profile across a wide variety of media platforms to guarantee that the properties we buy and sell are represented regularly and favourably at a local and national level. […] Read more >

Days of Christmas

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DND- Do not Disturb

DND - Do not Disturb […] Read more >

Top ten property portals

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Sold! SSTC

Nine in every ten home sellers expects to complete their property transaction within three months of their property being ‘Sold Subject To Contract’ (SSTC), according to results of the 2019 Property Academy Homemovers Survey. In reality, just over half (55%) met that timescale. […] Read more >

Is now a good time to buy your first home?

For many, buying your first home is a real life goal and something to be extremely proud of (and rightly so!). However, with news headlines at the moment telling us how stagnant the property market is, if you’re thinking about embarking on the next chapter of your life and becoming a homeowner, then you’ll want to know whether now is a good time to buy your first home or not. […] Read more >

Last chance to open a Help to Buy ISA

The government’s Help to Buy ISA is due to close on 30th November 2019, but if you open an account up before this date, you can keep it open and still save for another 10 years. You can open it up today, and as long as you put some money into it (it can be as little as £1) the account will be ready and waiting for you, as soon as you’re able to start saving. […] Read more >

Is buy-to-let still a good investment?

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Student Accommodation - A new mortgage market

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Property Price Politics

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Martyn Gerrard in the news - October

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Investing in HMOs - section from The Telegraph

HMOs are properties with at least three tenants who form more than one household (if tenants are married, in a relationship or related they count as one household). HMOs with two or more separate households, or five or more tenants, need a license from the local council. This will certify that the property fulfils requirements such as minimum bedroom sizes.  […] Read more >

Remember, Remember

Across the UK, it is estimated in the region of £500 million is spent celebrating Bonfire Night and the foiling of the gunpowder plot back in 1605. Around half the population is set to don woolly hats and scarves to attend organised events. […] Read more >

Zoopla Cities House Price Index

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Lucky thirteen?

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Lucky thirteen?

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What to do this Autumn

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The 50P is 50

How many 50p's do you now need to buy a property in your region? […] Read more >

Weighing up food and rent

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Taking care of your money and your mental health

According to a recent survey of 10,000 employees by, 40% of UK employees have money worries. This results in them being over eight times more likely to have sleepless nights, and over seven times more likely not to finish their daily tasks at work. These money worries can impact relationships with colleagues and lead to an increased likelihood of experiencing depression and panic attacks. […] Read more >

Strong Growth in Lifetime Mortgages

Older homeowners are increasingly accessing wealth from their properties through equity release. In 2018, 50p of housing wealth was unlocked for every £1 of flexible pension payment, highlighting the role of property wealth to finance later living. […] Read more >

Energy Efficient Homes

September 21st is the official start to autumn, and in households, up and down the country the conversation will soon turn to ‘is it cold enough yet to turn the heating on?’ […] Read more >

340,000 new homes need to be built per year

8.4 million people, equivalent to one in seven across England, live in ‘unsuitable housing‘, according to a comprehensive report on the housing crisis released by the National Housing Federation. […] Read more >

Private sector remains top provider of accommodation

Landlords, it might be time to start catering your homes designs for students? These statistics will tell you all […] Read more >

Property Viewing Turn-offs

Did you know, cracks, marks and stains leave the biggest negative impression on prospective buyers during a viewing, with a 76% turn-off rate. What else are you doing wrong? […] Read more >

London has the largest New Homes

The average size of a new-build property has increased by 8% since 2010. This tallies with the construction data which shows there has been a shift towards building larger detached houses compared to flats over the last decade. However, there are regional variations. […] Read more >

Housing and Brexit concerns

Whether we are heading to the polls again in a few weeks’ time for the third time in five years remains to be seen, but the political parties should remember that it is more than Brexit on people's agendas. […] Read more >

MG in the News

Here at Martyn Gerrard, we invest in the expertise of our specialist media agency to effectively market your property, using every media channel possible to raise the profile of the houses on our books. Alongside our regular advertising and marketing efforts, we strive to ensure that your property is represented favourably across a variety of platforms, promoting the North London community we represent by gaining maximum exposure in the press. […] Read more >

Older tenants releasing equity

Older tenants releasing equity statistics from Let Alliance using data from tenant's previous accommodation. […] Read more >

Top ten mortgage lenders

The top seven lenders retained the ranking they held in 2017, according to data released by UK Finance. […] Read more >

Uptick in mortgage lending

In June, there were just under 70,000 new mortgage approvals according to UK Finance, which is 5% higher than the level reported in May. […] Read more >

Back to school - the cost of uniforms for the duration of school life

How much do uniforms cost you for the duration of school life compared to mortgage repayments and rent? […] Read more >

What is a Party Wall Agreement?

Do you love your house but just wish you had that bit more space, or wish your kitchen had a different layout? Well, if you’ve decided to do some building work to your property to make it exactly how you want it, whether it’s a loft conversion or an extension, you may need to have something called a Party Wall Agreement. […] Read more >

Buyers still moving, despite seasonal factors 

“July was dominated by political headlines due to the appointment of Boris Johnson as the new Prime Minister, together with the announcement of his new Cabinet. In normal circumstances, any change of occupant at ‘number 10’ generally brings about a temporary pause in market activity as consumer sentiment settles.." […] Read more >

Does gambling affect a mortgage application?

Generally speaking, gambling and mortgages do not mix well. Taking out a mortgage means that a bank or building society trusts that you’re able to pay the money back. But if they see that you’re an active gambler, then this may go against your application. […] Read more >

Tackling the house crisis

Find out the real reasons behind what is contributing to the rise in house prices in the UK. […] Read more >

It's time to list your rental property

The rental market is about to enter its busiest time of the year. Analysis from Dataloft Rental Market Analytics reveals that, over the last three years, on average 22% of each year’s tenancies have begun during August and September. […] Read more >

The pros and cons of mortgage holidays

We all know that nothing stays the same forever (there’s nothing as constant as change, after all!), that’s why we understand that the mortgage product you might’ve taken out 2 years ago isn’t right for you now because perhaps your circumstances have changed. […] Read more >

Buying a house with cash: pros and cons

When buying a house, there are two different ways you can go about paying for it. You can either take out a mortgage where you pay a deposit and the bank lends you the rest of the money, or you can buy the house outright with cash, and therefore won’t need a loan. […] Read more >

Why do existing home owners move home?

Over half a million households living in owner occupied homes are expecting to move to a new home within the next six months, accounting for 3.7% of homeowners. This is according to the latest data released by the English Housing Survey for 2017/18. […] Read more >

What to do in North London this summer

Summer’s here and school’s finally finished! Either you’re desperately searching to keep the kids amused for the next six weeks or you’ve managed to escape your ‘9-5’ for some well-deserved time off but aren’t sure what to do with your sudden freedom. Thankfully, we live in the capital and there is plenty to do, so if you’re not jetting off this year,  take a look at what’s going on in your area! […] Read more >

Martyn Gerrard in the news 4

Here at Martyn Gerrard, we recognise the value of the media, particularly when it comes to how we market your property effectively. Working with a specialist media agency, we make use of every media channel possible to promote our market expertise and local knowledge. Through our exposure in the press, we are able to raise the profile of our registered properties and the North London community we represent. […] Read more >

Out of this world: A giant step for house prices

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Who lives in a house that's too big?

Nearly 9 million households across England and half a million across Wales are classed as under-occupied, defined as having at least two more bedrooms than the household needs. […] Read more >

Deeper pockets - The bank of mum and dad

At £6.3 billion, the total value of lending in 2019 by the so-called ‘bank of Mum and Dad’ is set to be half a billion higher than in 2018, making it the UK’s 11th largest mortgage lender. 77% of lending is to home movers, not first-time buyers. […] Read more >

Ace-ing the property market

The 133rd Wimbledon Tournament starts today. Over the next two weeks, around half a million spectators will watch some 675 matches, while 23 tonnes of strawberries, over 150,000 glass of Pimm’s and 10,000 litres of ice cream will be consumed. […] Read more >

Rightmove House Price Index June 2019

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Martyn Gerrard in the news 3

At Martyn Gerrard we invest in a specialist property media agency, alongside our regular marketing and advertising efforts, to ensure that we are marketing your property in the most effective and efficient way possible. We believe it is important that the properties on our books and our specialist services gain maximum media exposure, across the national and London newspapers, as well as glossier local magazines and local radio channels. […] Read more >

Midsummer Sunshine

This week marks the summer solstice, the longest day of the year. Making the most of the longer days, the housing market sees property sell faster in June than in any other month of the year. […] Read more >

Rightmove House Price Index May 2019

'The Rightmove House Price index provides a market snapshot from estate agents across the country, so provides us with an interesting insight into consumer behaviour. […] Read more >

How do mortgage affordability assessments work?

When you apply for a mortgage, naturally the main thing you’ll want to understand is how much you’re able to borrow. […] Read more >

What is a leasehold property?

Have you ever found yourself scrolling through Rightmove (as we all love to do!), and noticed that some properties are listed as leasehold but you’ve never really understood what that means? We answer the question: what is a leasehold property in this article. […] Read more >

Who is set to win the 8th FIFA women's World Cup based on house price growth?

The eighth FIFA Women’s World Cup is underway. France is hosting the tournament that will see 24 teams compete across 51 games, before the final in Lyon on 7th July. […] Read more >

JC Land and New Homes: Lettings focus

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Comply or Die Seminar

The must attend event for Landlords will provide legislative updates so you can learn how to avoid massive fines or criminal prosecution. The event will cover: […] Read more >

Average price paid for properties sold with floral name addresses

This week (21st to 25th May) marks the biggest show in the gardening calendar, The RHS Chelsea Flower Show. Planting trends emerging from the garden designers this year include lupins, foxgloves and an abundance of British flowers. […] Read more >

390 Wilbraham Road, Manchester, Lancashire, M21 0UH

390 Wilbraham Road, Manchester, Lancashire, M21 0UH VACANT - Freehold Detached GUIDE PRICE £1.25M+ Residential - 30th May 2019 […] Read more >

What happens if I can't pay my mortgage?

The majority of us will take on a mortgage with the intention to pay it off, bit by bit. But as we all know, over time, your circumstances can change and sometimes you can find yourself in financial difficulty which could result in you struggling to pay your mortgage. If you’re currently thinking, ‘Help, I can’t pay my mortgage!’, you can start by reading this guide to hopefully help get you back on the straight and narrow, or at least point you in the right direction. […] Read more >

How much does remortgaging cost?

What are the consequences of a remortgage and are they positive or negative? […] Read more >

Martyn Gerrard in the Recent News

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Baby Sussex Street names

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First up-tick in transactions in over a year

There were 101,780 residential transactions recorded (on a seasonally adjusted basis) in February across the UK, according to the HMRC. This was the highest level since August 2017. […] Read more >

What the UK spends on Easter eggs compared to the amount of average priced homes

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Allowable tenant fees

The long-awaited Tenant Fees Act will be introduced across England on 1st June 2019. Last week the government has released a guidance note for those in the industry. […] Read more >

Home Improvements

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Martyn Gerrard in the news

At Martyn Gerrard we invest in a specialist property media agency, alongside our regular marketing and advertising efforts. We do this to ensure that your property is being marketed to the best of our ability, by voicing our specialist market knowledge in the press and raising the profile of the properties that we have on our books. […] Read more >

Cut the commute?

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Top 5 ways to avoid landlord fines

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Simon's Local Market Comment :

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The average UK household spend

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The latest on the property market and Brexit

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Renters aspire to home ownership

Much has been written about the rise in the number of people renting rather than buying their home but, according to the latest English Housing Survey (EHS), 58% of renters fully intend to buy. […] Read more >

Top Tips for Renting out your Home

ARLA Propertymark offers advice and top tips for renting out your property […] Read more >


The Tenant Fees Act 2019 has now received Royal Assent in the House of Lords and officially passed into law... […] Read more >

One in three homes have decided on which specific street they want to live on

Close to one in three home hunters know the specific house or street they want to live in before starting a property search, according to new research by Zoopla […] Read more >

8 ways to make sure you're in your new home for xmas

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Noah’s Ark reception at No 10 Downing Street

Thursday 29 November, No 10 Downing Street hosted a reception to highlight the Noah’s Ark Children’s Hospice ‘Building The Ark’ campaign. […] Read more >

Nationwide House Price Index November 2018

Brian Murphy, Head of Lending for Mortgage Advice Bureau comments on the Nationwide House Price Index […] Read more >

Is selling your home over Christmas a good idea?

For most of us, December is one of the busiest months of the year thanks to an increased social calendar and the need to prepare gifts, meals and events. It seems like madness to throw selling your home into the mix. However, stats have repeatedly shown that the period between Christmas and New Year brings a huge spike in the number of people searching for a home online. […] Read more >

Is the UK becoming a happier place to live?

There are many factors that influence our quality of life and well-being. In 2010, the ONS started the 'Measuring National Well-being' (MNW) programme in order to have a standardised monitor of well-being. The latest bulletin was published on 28th November 2018. […] Read more >

Kate Faulkner, one of the UK's leading property experts discusses reviewing your portfolio to see how it's performing.

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Rightmove House Price Index 2018

“The monthly Rightmove House Price Index provides us with data drawn from estate agencies across the country at the point of marketing properties for sale. It therefore provides us with an up to date snapshot of the UK housing market in terms of consumer sentiment and activity, rather than historical data using completed transaction figures." […] Read more >

Seconds to Sell

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Christmas DND

Between Christmas and the New Year the MG website, Zoopla and Rightmove see a huge spike in the number of searches from buyers and tenants looking for their next home. […] Read more >

Make a difference this Mitzvah Day 

This Mitzvah Day (Sunday 18 November) you can make a huge difference to babies, children and young people living with life-limiting or life-threatening conditions in your local community, by giving a couple of hours to help Noah’s Ark Children’s Hospice. We have fun activities for volunteers of all ages to get involved in:  […] Read more >

£419m will be spent this year on Halloween- How many homes can this buy per region?

As each year passes, Halloween celebrations appear to be getting bigger in the UK, fuelled by images on social media and product lines developed by retailers. […] Read more >

Mortgage bankers Vs mortgage brokers: why use a mortgage broker?

Does giving up a day of your time to sit in an office or bank, answering questions and filling out paperwork sound like your idea of fun? No. Ours neither. Most people assume that getting a mortgage means heading straight to your bank. But unfortunately, this can mean missing out on the right deal for your needs. It’s a bit like looking for car insurance - you want to take a look at what everyone has to offer first rather than just going with what you know. The problem is, it’s not always clear where to look. And that’s where a mortgage broker comes in. […] Read more >

Important deadlines and what's changing tax-wise?

Kate Faulkner is one of the UK's leading property experts and in this article, she discusses the changes to tax for landlords.  Back in April, we highlighted some of the most recent tax changes that are likely to apply to buy-to-let landlords. As the 31st October self-assessment filing deadline for last tax year approaches, here is a recap of what you need to know for that 2017/18 return and what you need to prepare and budget for in the current tax year. […] Read more >

The UK's most expensive property sale

Details of the UK’s most expensive property sale have just been registered by the Land Registry. A penthouse apartment at One Hyde Park, Knightsbridge has sold for £160 million. […] Read more >

Which mortgage provider tops the customer satisfaction lead?

Principality tops the league of UK mortgage lenders for customer satisfaction, according to a new survey from consumer research group Which? with First Direct and Nationwide tied for second place. […] Read more >

Andrew Lloyd Webber Foundation awards grant to Noah’s Ark Children’s Hospice

This week the Andrew Lloyd Webber Foundation has awarded grants worth a total of £270,690 to 16 projects internationally.  One of these grants of £15,000 has been awarded to Noah’s Ark Children’s Hospice based in Barnet to support their drama and music therapy sessions for 65 seriously ill children with complex individual needs in their own home, hospital or the community.   […] Read more >

How do outstanding schools affect house prices?

The new school year is now underway for over 10 million children across England and Wales and school catchments rate highly for many choosing a home. How much more are home buyers prepared to pay to live close to an Ofsted rated outstanding school? […] Read more >

Remote working and the housing market

There’s a saying that nobody ever died wishing they had spent more time at the office and yet many people devote large parts of their lives to work – perhaps now there’s a way to cover both bases?  […] Read more >

The ins and outs of transferring a mortgage

Can I move the mortgage to a family member? Can I transfer my mortgage to my children? These are questions that are often asked when people think of transferring or moving their mortgage. For lenders, transferring a mortgage means to move your mortgage to a different property - also known as ‘porting a mortgage’. But you may also be thinking about transferring your mortgage to another person instead. […] Read more >

Why has my mortgage application been declined?

Having a mortgage application declined can be very frustrating to say the least as it can slow down the process of buying your house. If this has happened to you, you’ll no doubt want to understand exactly why it’s been declined and find out what you can do to turn it around.    […] Read more >

Do you have what it takes to be a sales or lettings negotiator?

Whilst other estate agents are struggling and looking to close up shop, Martyn Gerrard are recruiting! With over 50 years of local market knowledge and our dominance across North and North West London, we are proud to say that for us the current market while tough is still a positive one. […] Read more >

Kid friendly summer activities in North London

School’s finished for the Summer! Which means you are probably waiting to jet off to the sun and sea with the kids (or just arrived home). To help the family have a better Summer whilst in London take a look at the range of kid friendly activities that are closer to you than you think. […] Read more >

We beat an interest rate rise and reduced our mortgage payments

Leanne Plenty and her partner Mark Chiswell, bought their home together two years ago. The three bedroom terraced house in Speedwell in Bristol was the couple’s first home together. Leanne works as a credit management team leader for a logistics company and Mark is a carpenter. Having bought their first home together in 2016, their initial two year fixed deal has just come to an end and the couple have gone through their first remortgage process. […] Read more >

Could fixing for a decade become the norm for remortgaging?

Brian Murphy, Head of Lending for Mortgage Advice Bureau comments on the findings of the survey, “The number of customers who would consider taking a ten-year fixed-rate deal comes as no surprise, as we’ve seen an increase in the number of lenders bringing new products to market over recent years. Borrowers clearly want to know that they are making a sensible financial decision and that they are safeguarding themselves against potential financial risks such as interest rate changes. Knowing exactly how much your mortgage repayments are going to be for the next decade offers obvious reassurance for consumers, regardless of what happens to the Bank of England base rate, which, as we are already aware, is almost certain to increase at some point this year.” […] Read more >

The Million Pound Market

Over the past year over 16,200 properties sold across England and Wales boasted a price tag of £1 million or more, just 1.85% of all property transactions. […] Read more >

What to consider when raising finance for flats

There are a number of key differences between buying a leasehold property and one where you own the freehold. That’s mainly because there is a third interested party in the purchase – the freeholder – and the lease contains numerous terms and conditions that need to be investigated and agreed to. So, when you’re raising finance to buy a flat, you need to be prepared for several things that are particular to the purchase of this kind of leasehold property. […] Read more >

Simon's Comment: New homes and tech

There are many ways in which technology can make our lives easier, more efficient and more enjoyable. When buying a new home, the promise of the latest in home technology can be a big draw, and lead many to assume that it will only add value to your home. […] Read more >

Are property prices crashing or calming?

We know, in theory, bad news makes a much better headline than good news, and that’s certainly true for reports on the property market. Some in the media do love to shout about prices crashing and warn that the market’s in trouble, and it’s been particularly under the spotlight since the Brexit vote. […] Read more >

Where could a Wimbledon player invest their prize money?

The 132nd Wimbledon Tournament is underway. Over the next two weeks 790 players will take part in some 674 matches while a suite of new champions will be crowned. […] Read more >

The most popular home improvements add little value?

Many home improvements can cost more than the value they add according to new research by buying agent Henry Pyror and GoCompare Home insurance. […] Read more >


With the ever-growing number of laws governing the private rented sector, becoming a landlord for the first time can be somewhat daunting. Here are a few top tips to make sure you understand your legal obligations so you can be sure that you don't fall foul of landlord legislation. […] Read more >

Crouch End Festival 2018

Since its inception, Martyn Gerrard have been integrally linked with the Crouch End festival, we are proud to have seen it grow from humble beginnings as a small local event to the nine day celebration of arts, crafts and dramatics it is today. As well as being the main sponsor for the festival, alongside local businesses, we are proud to have taken part and attended every year. […] Read more >

5853% increase in house prices since England last won the World Cup

With the FIFA World Cup kicking off on 14th June, we have been reflecting on the last time that England was victorious and how much the housing market has changed since then. […] Read more >

Rate rise reprieve gives UK homeowners the gift of time

Homeowners across the UK have yet again been granted a rate rise reprieve. However, the sigh of relief may be short lived as following the Bank of England’s recent decision to hold interest rates at 0.5% for another month, it is now being widely predicted that there will be a rate rise in the second half of 2018. According to the Bank of England, 43% of homeowners are still currently on variable or tracker mortgages, so for those who haven’t yet considered reviewing their current deal, the decision to hold at 0.5% may be the gift of time. […] Read more >

Simon's Comment: Moving House Advice

Moving house is exciting, and rightly so! The idea of getting your first foot on the housing ladder, or working your way up it, can be thrilling, but it’s important to really know the area you’re putting down roots in. It’s true that the majority of people stay within the area they or their family already live in, however certain enclaves and individual neighbourhoods can have different feels and amenities. Different people at different stages of life will, more often than not, require different things. For example, it may be important for working professionals to be near good transport links, whereas young families may look to be closer to schools and open spaces. […] Read more >

Barnet Classic Car Show

This year will be the 5th Barnet Classic Car Show and there will be more cars than before because of the extra space available due to the move to the Army Reserve Centre’s site in St Albans Road.   It is scheduled for Saturday, 30th June, and will be part of an Open Day for the site as a contribution to National Armed Forces Day. […] Read more >

Noah's Ark Children's Hospice wins a London Children of Courage Award

[…] Read more >

First time buyers at highest level for more than ten years

There were 365,000 first time buyers who bought homes in 2017 according to newly released data from UK Finance. This is 7.7% more than in 2016 and the highest level since 2006. […] Read more >

UK households planning green improvements

2.2 million Households are anticipated to spend just over 16 billion on green improvements to their homes this Spring according to new research by AA Financial Services. […] Read more >

How to remortgage if you're self-employed

Perhaps your fixed rate is coming to an end and you're now looking to remortgage before you drop onto the Standard Variable Rate (SVR), which could end up costing you more money. However, if since taking out your last mortgage, you've now become self-employed, there will be a few things you need to do differently this time around when it comes to remortgaging. Remortgage when self-employed. […] Read more >

First-time buyers skipping bottom step of the ladder?

The latest NAEA report suggests that some first-time buyers, particularly in areas outside of London are pushing themselves further in order to maximise the benefit of stamp duty relief. […] Read more >

The unique approach needed for the new homes market

New homes come in many shapes and sizes a from multi-flat developments to collections of bespoke gated houses. At Martyn Gerrard we have close to 400 "New Homes"€ properties currently on our books, these are made up of a mix of local, national and private developer's offerings. […] Read more >

Atrium goes up at The Ark

Carpenter Oak has just completed the erection of an oak frame for the atrium at the new Noah’s Ark Children’s Hospice. When completed The Ark hospice, based in Barnet, will be the first children’s hospice building to serve North and Central London and will help over 1,200 babies and children with life-threatening or life-limiting conditions. […] Read more >

Fixed Rate lending at record low

Interest rates were kept at 0.5% in March keeping the cost of borrowing low for home buyers. However, a rate rise is on the horizon. Those considering a move could save money by acting now and securing their mortgage at current low levels. […] Read more >

Simon's Comment: Getting your foot on the ladder

Buddying up as a first-time buyer-The challenge faced by first-time buyers are well known, especially following the governments' recent attempt to ease the process by offering a stamp duty exemption for first-time buyers up to £300,000. However ultimately misled I believe this initiative to be, given that it doesn't help increase transactions across the whole property chain, the fact of the matter is that it is unlikely to help many of those looking to get on the property ladder in London. […] Read more >

Can you take advantage of the 2019 school application dates

Martyn Gerrard would like to invite you to take advantage of the 2019 school admissions opening dates, as we currently have a surge in families registering with us wanting to live in your area. Will you take advantage? […] Read more >

First brick laid at 'The Ark' children hospice

Noah's Ark Children's Hospice laid the first brick at The Ark hospice building in Barnet on 16th March. Noah's Ark families, the community, funders, corporate supporters and local residents came together for a celebratory event at the future hospice site. […] Read more >

The Bank of England may increase interest rates!

Will this affect you? Following the rise in the Bank of England bank rate in November 2017, experts have hinted that a further interest rate rise could happen as early as May this year. […] Read more >

How to help your tenants celebrate Christmas and the New Year - safely!

Here are my top 10 tips for ensuring you, your property and your tenants all emerge from the holiday period in good shape. Hopefully if you have a good managing agent, they will be making these checks on your behalf! […] Read more >

What happens to your mortgage when you move home?

While moving home can be one of the busiest and most stressful times in your life, sorting out your mortgage doesn’t have to be. In fact, mortgages can be pretty straightforward when moving home, whether you take your current mortgage with you to your new property or decide to remortgage. If you’re looking for a basic understanding of the options out there then read on. […] Read more >

The Property Power of Three: How to Achieve the Best Sale Price

Selling a property, for most people, is the biggest financial transaction they will make in their lives. So what should be considered when you’re thinking of selling your home and entering into the next chapter of your life? […] Read more >

The Budget on Stamp Duty

The Chancellor has announced that stamp duty is to be abolished for all first time buyers on properties bought up to £300,000, effective immediately. […] Read more >

Do Not Disturb Till 2018....

Stay one step ahead of everyone else this Christmas with our Do Not Disturb service […] Read more >

Family Values

Estimates recently published in the ONS’ survey on ‘Families and Households: 2017’ show that the number of families in the UK have increased by 8.1% over the last ten years to 18,997,000. […] Read more >

Martyn Gerrard Awarded at the Negotiator Awards 2017

Last week at the Negotiator awards Martyn Gerrard Estate Agents were recognised in the categories for London Agency of the Year and Medium Lettings Agency of the Year. […] Read more >

Interest Rate Rise - What does this mean for you and your mortgage?

The Bank of England has raised its bank rate today for the first time in a decade - but we’re here to cut through the jargon and answer, what does this mean for you and your mortgage? […] Read more >

What will the change of interest rates mean to you?

For the first time in more than ten years, the Bank of England have raised interest rates. But, there is no need to panic, the new rate of 0.5% still remains the second lowest rate on record. So what will this mean for you? […] Read more >

Martyn Gerrard are proud to be supporting Noah's Ark Precious Moments Concert

Martyn Gerrard are proud to support Noah’s Ark children’s hospice Precious Moments Concert 2017. […] Read more >

How could an interest rate rise affect you?

Predictions of a 0.25% increase in the bank rate are rife, having been fuelled by the Governor of the Bank of England, Mark Carney, stating that he expects an interest rate rise in the ‘relatively near term’. But what impact will an interest rate have? […] Read more >

Simon's Local Market Comment: The Market Outlook is Positive

So far in 2017 the property market has taken a few unexpected twists and turns. With the uncertainties brought about by the Brexit vote and the political fallout from the General Election it would have been reasonable to expect a highly volatile property market as the shock waves hit. […] Read more >

Moving home for school catchment areas

Up to a quarter of home movers move home specifically to make sure their children are in with the best chance of securing a place in their chosen school.* This is one of the top reasons for families choosing to move house. […] Read more >

National Mortgage Index September 2017

In a month underpinned by highly motivated buyers, we saw little evidence of August being quiet due to the summer break. Last month’s data suggests that many homeowners decided to take the opportunity to review their finances and remortgage, or were motivated to move home. We saw the UK property market continuing at a steady pace, very much in line with previous months with only a slight movement on some key metrics, consistent with seasonal expectations. […] Read more >

How to create your dream self-build home

Is it your ultimate dream to one day design and live in a home that you’ve created yourself? But perhaps the thought of going into the unknown is putting you off making it happen? In this article, we’re taking a closer look at the journey of a self-build project so you can easily see the steps you need to follow in order to turn your dream into a reality! […] Read more >

New rules on borrowing for portfolio buy-to-let investors

From the 30th September this year, landlords with four or more buy-to-let properties will have to satisfy different criteria to secure mortgage borrowing, as they will be considered ‘portfolio investors’ under new rules being introduced by the Prudential Regulation Authority. […] Read more >

10 Documents every landlord needs to have to hand

As a landlord, no matter whether you have one property or a large portfolio, it’s important to keep on top of all the paperwork associated with owning buy to lets. Here are ten key pieces of documentation you should have up to date and to hand: […] Read more >

We won't put our lives on hold because of Brexit...

With Brexit dominating the news agenda currently and potentially creating uncertainty, consumers would be forgiven for being cautious with regards any major financial or life changing decisions. But for many, life continues as normal regardless of political rhetoric. […] Read more >

National Mortgage Index August 2017

Smooth sailing in July for UK housing market. The UK housing market remained stable in July, with very little change on the previous month as transaction levels and values remained reasonably constant. […] Read more >

UK Finance Monthly Lending Trends

Looking back on May, the Finance Monthly Lending Trends showed: • Purchasing volumes remain normal for first time buyers and home movers • Remortgaging figures appear to be steady • Slight increase in buy-to-let borrowing Brian Murphy, Head of Lending for Mortgage Advice Bureau comments.... […] Read more >

How to decide where to live

You might already know what area you want to live in and it’s just a matter of finding the right house. However, if you’re wanting to relocate to a new area then you have a few more decisions to make. […] Read more >

To remortgage or not to remortgage, that is the question

Very rarely do you take out a mortgage and stick with the same one for the whole term i.e. 30 years, until it is paid off and you’re mortgage-free (oh, the dream!). Each household is different and there are various reasons why you might look to remortgage. Perhaps you want to borrow more money or maybe you’ve seen a better rate that you’d like to switch to. […] Read more >

National Mortgage Index June 2017

Market Steady in May ahead of Election With the snap Election called in April, May was always going to be a litmus test of the UK property market in terms of how consumers would react to yet more political upheaval. However, the positive news, as can now be evidenced by the data from last month, is that most factors remained steady with very little movement in terms of key indicators, meaning that the market was positively underpinned by the time the Election took place on June 8th. […] Read more >

HMRC’s raid on buy-to-lets: what should you do?

Two important tax reliefs At present, in working out the amount of profit liable to tax on a residential buy-to-let • If the property is let fully furnished, you cannot deduct the cost of buying or replacing furniture – instead a special deduction equal to 10% of the rent is given, which in most cases is much more beneficial • All the interest (but not capital) on any loan taken out to buy, improve or maintain the property is fully deductible […] Read more >

The Great Bunny Hunt

Good news everyone its April and we are only a couple of weeks away from our favourite time of the year, but we have lost Ronald the rabbit. Can you help us find him? […] Read more >

National Mortgage Index March 2017

Mortgage Advice Bureau's latest National Mortgage Index suggests that mortgage affordability is improving, despite ongoing increases in house prices in many areas of the UK. […] Read more >

Help to Buy SOS

Trying to get a foot on the property ladder can be a struggle for many young people. Often with university debt stacked behind you and a low paid, entry level first job, saving enough money to put down a deposit is a common problem. […] Read more >

Rightmove House Price Index

“The data released by Rightmove suggests that, whilst asking prices are still 2.3% up on average against the same time last year, buyers are now very much sticking to their budgets, with very little ‘wiggle room’. […] Read more >

How to get a mortgage when you’re single

If you’re buying a home on one salary, either as a one income family or as a single applicant you may think your options are limited. Whilst you may need to work harder to get the finances you need in place, with planning preparations you’ll put yourself in the best possible position to get into your new home. […] Read more >

What help is available if you’re single and buying a house?

Buying a home is an exciting time but it could be the biggest single investment you ever make. If you are single and buying a home, it might feel like you are making lots of decisions completely on your own. But don’t lose heart... […] Read more >

Letting rooms versus single unit lets: The pros and cons

Kate Faulkner is one of the UK's leading property experts and in this article, she discusses the pros and cons of letting rooms versus single units. Now that both the cost of letting and taxation have increased for landlords, many are taking some time to review their portfolio, to see how these costs can be mitigated. […] Read more >

NMI February 2017

Latest data from Mortgage Advice Bureau, the UK’s leading mortgage broker, points to initial signs of a potential correlation between an increase of First Time Buyers getting their foot on the ladder and a decrease by those purchasing in the Buy-To-Let sector. […] Read more >

Will the new government White Paper ‘Fixing our broken housing market’ impact on buy to let?

Kate Faulkner is one of the UK's leading property experts and in this article, she discusses her opinion of the new government White Paper. A few weeks ago, the government launched its new housing strategy for England. The title isn’t particularly cheery and I don’t think it actually reflects the true nature of our housing market. […] Read more >

Latest on Agent Fees

Kate Faulkner is one of the UK's leading property experts and in this article, she gives her opinion on the latest agent fees. The level of fees charged by agents has been quite diverse over the years, for both tenants and landlords. While some agents have always been up front and fair with the amount they charge, in the past some haven’t made it clear either when fees would apply or how much the final charge would be. […] Read more >

Searching for that dream home!

Viewing houses for the first time can be very exciting as the possibility of what could be, begins to look like a reality for the first time. When viewing properties, it’s important you don’t get too carried away. It can be helpful to take a friend or family member along to the viewings for a second opinion that is free of any emotion. […] Read more >

How can permitted development help you make better property investment returns?

As you may be only too well aware, over the last couple of years, the Government has passed various pieces of legislation targeting landlords’ profits, through increasing the cost of letting and capping tax relief. That means you need to look options you might not have previously considered, to ensure you can still make the returns you need. […] Read more >

Landlord insurance round up

As a landlord, you’ll be aware that insurance for buy to let properties is different to the insurance you have for your own home and you should already have an appropriate policy in place for the property you let. However, with providers regularly amending and improving their offerings, it might be worth reviewing your insurance if you haven’t done so in the last couple of years. […] Read more >

Buying Your First Property With A Partner – How To Avoid the Common Pitfalls

With Valentine’s celebrations this week, many couples could be considering combining their savings to buy a first property together. Given that purchasing a home in North and North West London is likely to cost a minimum of between £200,000 and £250,000, purchasing solo is often not an option. […] Read more >

National Mortgage Index January 2017

Mortgage affordability increases as average income required to secure a mortgage reduces by over 8%. Latest data from Mortgage Advice Bureau, the UK’s leading mortgage broker, highlights the increasing affordability of mortgages for first time buyers, home movers and those who are remortgaging. […] Read more >

What’s the latest on property prices and rents?

Kate Faulkner is one of the UK's leading property experts and in this article, she gives her view on the Autumn statement. The property price reports are giving quite a consistent view of the year for 2016. Reports suggest prices rose by just over 3% to 6.5%. […] Read more >

Buying Alone for the First Time? Have you considered these…?

Going through a divorce can be difficult enough without having the added worry of starting afresh and buying a house again on your own. For many, this may be the first time you’ve bought alone, and the whole buying process can be a daunting concept without someone to discuss and share it with. […] Read more >

Is it better to buy and renovate or buy a ready to go let?

This is a question often posed by investors and there simply isn’t an easy answer. To a large extent, your decision will depend on your financial position, but it is also likely to be governed by what’s happening in your local market at the time you are looking to buy. […] Read more >

Why Property Hotspots Don't Necessarily Matter

One thing that property investors - particularly those looking for their first Buy-to-Let – always want to know is: where is the best place to buy? And for many years now, the term ‘hotspot’ has been used in the media and by companies that offer investment opportunities, to refer to locations where they say good returns are virtually guaranteed. […] Read more >

Five Mistakes Landlords Make

While the quality of landlords and their understanding of the Buy-to-Let market has undoubtedly improved in recent years, there are still some fundamental mistakes that are made - both by those who are new to the business and by landlords who would consider themselves experienced. Here are five of the most common... […] Read more >

"Its one day versus the rest of our lives"

Two out of three First Time Buyers say getting on the property ladder is more important than getting married. 85% said that they would spend less on their wedding so that they could afford to get on the property ladder The average wedding in the UK now costs £27,074 versus a 10% deposit on the average property being £22,026 87% of couples couldn’t afford to buy a property together and get married in the same year. […] Read more >

Schools across England face cuts of up to £3bn

Schools in England are facing the largest real term cuts in funding in more than a generation. Schools across the UK are now going to be faced with significant changes with over 90% of schools in England being worse off than ever. […] Read more >

Proud to Continue Supporting Our Local Community

We are pleased to announce that Martyn Gerrard Estate Agents are now the proud main sponsors of The Wren Academy in North Finchley. […] Read more >

In Their Own Words - Mark Newton Branch Manager of the Kentish Town Office

In this months issue of ABSOLUTELY-North by Northwest Magazine, Mark Newton of our Kentish Town Office speaks about his childhood, career and Kentish Town of course, in his In Their Own Words feature. […] Read more >

Martyn Gerrard Wins at both Lettings Agent and Estate Agency of the Year 2016

Martyn Gerrard Estate Agents were awarded silver in the Best Medium Agent in London category at The Estate Agency of the Year Awards 2016, as well as Gold in the Best Medium Lettings Agency in London category at The Lettings Agency of the Year Awards 2016 […] Read more >

Simon's Local Market Comment

2016 proved that forecasting and predicting is a perilous business. I don’t think anyone quite expected the two biggest votes of the year to go the way they did, or Ed Balls would survive as long as he did and prove to be quite a good ballroom dancer. […] Read more >

Why North London is the Place For You

From the quiet hills of Barnet down to the vibrant streets of Camden, North London is home to some of the best places to live to maximise your quality of life. This area north of the river has some great places to live and explore. From grand buildings such as Alexandra Palace and the Emirates Stadium to some of London’s hidden gardens and infamous markets. There are plenty of things to do and reasons to live in North London, So what are you waiting for? Jump on the Northern Line! […] Read more >

The Government’s Latest Response to Letting Fees and its Potential Impact

At Martyn Gerrard we have long advocated charging tenants only what is fair and reasonable. We believe that ramping up costs to tenants, such as unjustified administration charges or even double charging tenants and landlords for the same service is simply wrong. […] Read more >

Young people are now less likely than ever before to own their home

Whether it is because a lack of available homes, the unaffordability of property available or the huge rise in people who just want to live in the PRS rather than buying, it's no secret that over the last few years there has been a real rise in the number of people who are tenants. […] Read more >

Right to Rent Sees 31 Deported

A total of 31 people have been removed from the UK following implementation of the Right to Rent regime which showed they were illegal immigrants with no right to live in private rented accommodation. […] Read more >

Great news for 2017!

We are pleased to announce that Martyn Gerrard Estate Agents will continue our support of Highgate Pre, Prep & Junior School PA. […] Read more >

Is the Battle of Low Interest Rates Over?

2016 will certainly be a year to remember. We sadly said goodbye to an astonishing amount of celebrity icons, then there was Brexit, Theresa May, Donald Trump, plastic fivers, and most importantly (in our world, anyway) record low interest rates. […] Read more >

Do Not Disturb Till 2017....

During Christmas and the New Year, the MG website, Zoopla and Rightmove see a huge spike in the number of 'hits' from buyers looking for a new home... […] Read more >

The Autumn Statement and banning tenant fees

The Chancellor of the Exchequer always likes to make a surprise announcement in their Budget and Autumn Statement. 2016 was no exception as Phillip Hammond announced that letting agent fees to tenants would be banned as soon as possible. […] Read more >

Is now a good time to buy?

Even though house prices have risen significantly and average rents have also soared, over the past few years the cost of mortgages has fallen significantly. […] Read more >

Halifax Mortgage Index December 2016

Ordinarily there is a lull this time of year in the property market, yet data released from Halfiax indicates otherwise. Figures show mortgage approvals are increasing as people are securing their mortgage before they begin the property hunt for their new home. […] Read more >

Is the Government Completely Anti the Private Rented Sector?

Kate Faulkner is one of the UK's leading property experts and in this article, she gives her view on the Autumn statement. […] Read more >

The Ins and Outs of Over-payments

The first few months in a new house can sometimes be tough, financially. No doubt you’ve just worked really hard to save enough money to afford to move house, or buy for the first time, and now not only are you getting used to your new mortgage repayments and household bills, but you may also need money to redecorate and make the house your own. […] Read more >

Martyn Gerrard Estate Agents awarded at The Estate Agency of the Year Awards 2016

Once again we are proud to have won Silver at the Estate Agent of the Year Awards 2016, it's an honour to be recognised for the hard work and dedication shown by all the staff at Martyn Gerrard. […] Read more >

How to Save Money on Your Heating Bills

With the nights drawing in and temperatures dropping, it’s that time of year where all you want to do is stay in curled up on the sofa with the heating cranked up. But to avoid worrying about your gas bill creeping up in the process, there are a few ways you can help keep your home as warm as possible, and avoid any unwanted cold drafts from creeping in… […] Read more >

Does it matter if the market is going up or down?

Kate Faulkner is one of the UK's leading property experts, and in this article she speaks on the effects of the market moving up or down. […] Read more >

Landlords should be considered a solution to our housing crisis – not part of the problem!

Kate Faulkner is one of the UK's leading property experts, and in this article, she speaks on the topic of Buy to let, expressing her opinion on what role landlords play in the current housing market... […] Read more >

Media Coverage

May to November 2016 […] Read more >

Right to Rent offences to come into force from 1 December 2016

Just announced this morning...... The law will be changing, make sure you have the latest information. […] Read more >


HOME BUYER CONFIDENCE BOUNCES BACK TO PRE-BREXIT LEVELS • In September demand for housing rose by 16 per cent • Supply of available housing dropped marginally last month • The number of sales made to first time buyers (FTBs) fell […] Read more >

How to Get Mortgage Ready

When the times comes for you to remortgage or buy for the first time, there are certain things you can do to speed up the process. If you can get yourself as mortgage ready as possible (possibly around 6 months prior to you needing a mortgage) then when the time finally comes, you will be in a much stronger position and your mortgage could go through much quicker. […] Read more >

Back to Business

The September market has always been a good time to buy or sell, positive August statistics show that, Brexit or no-Brexit, this isn’t going to change. With the referendum hangover clearing and summer fading, now is the time to switch from reflection to action. […] Read more >

Nationwide House Price Index

Nationwide House Price Index revealed this week that house prices have increased by 0.6% in August 2016. Brian Murphy, Head of Lending at Mortgage Advice Bureau (MAB), comments: […] Read more >

How to get a mortgage when you’re self-employed

If you’re self-employed and looking for a new mortgage deal, you may be worried that your employment status could limit your borrowing options. But with the bank rate at an all-time low and more lenders looking at how they cater for the self-employed, you may have more choice than you think. […] Read more >

Baby Names

The Office of National Statistics have just released their report showing the most popular babies names in 2015. […] Read more >

Have you Become an Accidental Landlord?

Sometimes life can throw you curveballs, and all of a sudden, you can find yourself on a different path to the one you thought you’d be on. For some, these changes can lead to owning a property which could result in you becoming an accidental landlord. […] Read more >

National Mortgage Index July 2016

• Number of mortgage products available breaks 23,000 – last seen in 2008 • New mortgage applications dropped slightly overall in July, whilst remortgage activity increased • 93.2% of those purchasing a property in July chose to fix their mortgage […] Read more >

Simon Says

It is safe to say the vote to leave the European Union after more than 40 years of membership came as a shock to most. […] Read more >

The Right to Rent scheme

The Right to Rent scheme - which requires landlords or agents to check ID of all prospective adult occupiers - was rolled out across England on 1 February 2016. Where an adult occupier has a time limited right to remain, landlords and letting agents will need to conduct follow up checks. These need to be made 12 months from the initial check or at the expiry of the individual’s right to be in the UK, whichever is the later. […] Read more >

When looking for a summer sale, how can you use your garden to add value/increase your sale price?

“In a summer market, maximising the size and presentation of outside space is crucial to increasing your sale value. Homes with well-kept gardens or patios will generate much more buyer interest and potentially add thousands of pounds to your asking price, while adding outside space to a flat – like developing a roof area – can add tens of thousands. […] Read more >

Bank Rate Decreases to 0.25%

With a unanimous vote across the board, The Monetary Policy Committee (MPC) has announced that the bank rate will decrease to 0.25%. Following economic uncertainty since the EU referendum results, this is quite a momentous decision considering the rate has stayed the same, at 0.50%, since 2009. […] Read more >

Annual house price growth unchanged at 8.4% according to Halifax HPI

The latest house price index has been issued by Halifax, which is the first to give an indication of the post-Brexit property market. […] Read more >

In the wake of Brexit, keep calm and focus on the fundamentals

Understandably, the UK electorate voting to leave the EU after more than 40 years of membership was a shock that initially caused panic, recriminations and concern. It’s safe to say the result was not the preferred outcome for most people in North London, and the younger generation. Statistics show 75.6% voted remain in Haringey so the result came as a shock in these quarters. […] Read more >

How to Add Value to Your House

Making improvements to your home is not only a great way to refresh and revive old surrounds, but it’s often used as a way to maximise the value of your house and work your way up the property ladder. Depending on how adventurous you’re feeling, you can make smaller improvements, such as redecorating, or you could move up the scale and undergo renovation projects to completely transform your home and potentially add greater value to it. […] Read more >

Bank Rate Remains at 0.5%

On 23 June 2016, the British public made a momentous decision to leave the EU. Since then, we have been living in political and economic uncertainty not knowing what could happen. However, this week feels like it marks the start of some decisions being made as we’ve seen Theresa May become the new Prime Minister, along with a new cabinet being appointed. To add to the list there’s also been speculation about the bank rate and which way it is likely to go. […] Read more >

Cheap 10 Year Fixed Mortgage

Many lenders have been introducing new mortgage products with all-time low interest rates, and it appears the mortgage price war is continuing. Of recent weeks, mortgage lenders have started to decrease 10 year fixed rate mortgages which has sparked some discussion around longer-term mortgages and what advantages these could have for you. […] Read more >

Post-Brexit: Now’s a good time to review your mortgage

In light for the recent Brexit result there has been a lot of speculation over whether house prices will fall and which way interest rates could go. In times like these it’s important to remain calm, consider your options, and avoid making any decisions in haste. […] Read more >

When looking for that dream house, lean on a broker

A house is the biggest purchase most people will make in their lifetime yet some don’t take the time to seek professional advice when looking for a mortgage. […] Read more >

Brexit: What’s in store for the buy-to-let market?

Following the Brexit victory, many UK homeowners have been left feeling a bit uneasy and unsure which way to turn. But what are the implications for landlords, or those looking to become landlords? […] Read more >

Martyn Gerrard Estate Agents awarded at The Lettings Agency of the Year Awards 2016

Martyn Gerrard was awarded as Best Medium Agency in London at The Lettings Agency of the Year Awards 2016 in association with The Sunday Times and The Times and sponsored by ZPG. […] Read more >

Allow me to reintroduce myself - The 100% Mortgage

Not since the sub-prime taboo days of 2008 has a 100% mortgage been offered by a lender. Since then, the closest the market’s come to it are the two 95% Help to Buy mortgage schemes, and one of them ends in December this year. That’s why the news that the first 100% mortgage in eight years has arrived on the market, comes as good news. But will it help the right people? […] Read more >

Is the new Mayor and the EU referendum effecting the housing market?

Although some agents continue to talk the property market up in order to gain instructions, it is quite clear that the sales market is coming off the boil. A recent poll by the RICS says 22% more of its members are finding a fall in demand from buyers than those members who saw an increase. […] Read more >

The importance of your credit rating when applying for a mortgage

Getting a mortgage can seem like one of the most daunting tasks that you can face in your life, but it doesn’t need to be, as there are a number of small things you can do that could greatly increase your chances of getting your dream home. […] Read more >

We Are Recruiting

Are you... Looking for a new challenge? Interested in a career change? Able to provide exceptional customer service? Martyn Gerrard could be the company for you. […] Read more >